How do you match a project to the right funding?
Match each part of the project to the structure that fits it. Movable equipment usually fits equipment financing. Work that stays with the building fits a term loan. Timing gaps, deposits and closures fit working capital, and phased projects fit a line of credit.
- New combi oven or fry bank: equipment financing.
- Hood, ductwork, plumbing, finishes: build-out and renovation loans.
- Kitchen closed for two weeks: working capital.
- Remodel in stages: line of credit.
What should you have ready before applying?
Have itemized equipment quotes or contractor bids, recent business bank statements, and a simple project budget that separates equipment, installed work and downtime. Requirements vary by product and funder; many look at time in business, monthly revenue and credit.
Seasonal restaurants can also compare revenue-based financing, and larger planned projects with flexible timing can compare SBA loans. See how it works for each step, or apply online.
Frequently asked questions
Can one application cover several kinds of funding?
Yes. A single application lets a funding specialist review the whole project and suggest whether one structure or a combination fits best, such as equipment financing for units plus a term loan for installation.
Does Prime Kitchen Capital fund restaurants directly?
Prime Kitchen Capital helps restaurants get funded through our funding partners. We match your project with the structures and partners that fit, and explain the trade-offs before you choose.
How quickly can a kitchen project be funded?
It depends on the product and documents. Some approvals come within a day or two, depending on documents, while larger build-outs and SBA loans take longer.
Not sure which option fits?
Start a short application and compare options for your whole kitchen project.
Updated September 14, 2026 · Prime Kitchen Capital Funding Team